Cembra – is it actually a bank? Yes it is, but a somewhat different one. We’re not a bank in the traditional sense, but a financial services provider and provider of innovative, digital payment solutions. We don’t manage assets like a traditional bank, but first and foremost offer our customers simple and uncomplicated financing solutions for all life situations, such as personal loans, leasing and credit cards. But first, let's talk about your new job as
Senior Risk Analyst – Credit Risk Control - all genders (80-100%)
What exactly you will do here:
We are looking for someone with a strong analytical mindset who also values collaboration and dialogue. We want to push excellence by building a team of ambitious, accountable, collaborative and innovative people who can drive the Bank forward. Positive can-do attitude and ability to manage several topics in parallel are a key to succeed in this role.
In this role, you will have the opportunity to make a significant impact in the Bank acting as a key Risk stakeholder with responsibilities in the area of credit risk. Given the size of the organisation, you will be exposed to a variety of colleagues’ profiles, topics and initiatives who will shape and drive your development and learning. You works closely with Risk Analysts, Finance and Collections, enabling coordination and alignment on some of the most important credit risk related topics.
A few examples of your responsibilities:
- owning and shaping the models to calculate allowances for losses
- model and forecast risk dynamics and losses
- involvement in Bank-wide projects and initiatives spanning from Collection strategies, data strategy and regulatory compliance
- close to and support the reporting for the Top Management and be directly exposed to it through regular exchanges, reviews and discussions
- establishing strong network within Risk as well as in Finance and Collections to support collaboration and impact
What we're looking for:
- University degree in an analytical or quantitative field (e.g. economics, finance, engineering, mathematics)
- Experience in credit risk, risk control, or credit risk analytics is a strong advantage
- Strong analytical mindset with the ability to interpret complex data and translate it into clear conclusions
- Proficiency in SQL, Python or similar analytical tools
- Fluent in English; German is an asset
- Interest in growing and developing in the credit risk area
You don't fulfil all the requirements 100%? Apply anyway!
This is what you'll get:
- 🌎 Our success has many faces: People from over 40 nations pull together here. This makes us diverse and international. This is also what our employees said in an anonymous survey – thank you for your engagement – we’re constantly improving.
- 💪 Why just good when you can do better? If that's how you tick, then you’re in the right place here. Because here you can try out things, take on new responsibilities and move us forward with your ideas. To put it succinctly: Use your strengths and talents to actively shape Cembra.
➡ More about our benefits? Click here.
3-2-1... Ignition! Bring yourself and your experience and ideas to us and let's take off together. If you have any questions before applying, you’re in good hands with People Coach Natascha Ammann - she has all the details. #CallMeByMyFirstName
